When’s The Best Time to Sell or Buy a Home in Utah?

This Week I Cover…

      • Number’s Don’t Lie
      • –When to buy to save the most money
      • — When to list to sell to make the most money
      • Should you still wait until Spring to buyer or Sell?
      • New updated home for sale under $130k in Ogden
      • Kaysville home for sale on 1/2 acre with an amazing kitchen
      • Much more…

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Video Transcript
Hello everyone! This is Ann Zieve with the Northern Utah Home Team and Keller Williams Success Realty here to give you your weekly market update, and this week we’re going to answer the question is it better to wait until spring to buy or sell real estate, and we’ll also look at some new homes on the market. So let’s get started. So this chart shows sales statistics broken down by month for the year 2013, and you can see the months of the year written out here. This gives you the number of homes sold in the State of Utah for each month. This gives you the percentage of original list price that the sold price was, and then we have the median price per square foot of that sale. And what I would like to point out to you is that during the timeframe of April to August is when the most units of homes were being sold in the State of Utah. Do you see that? And if you look over here, interestingly enough, that’s also when the highest percentage of the list price was paid. So you were paying closer to list price during that time, and you’re also paying more per square foot during that time.
So what this would tell me is that if I were a buyer is that waiting until April through August to buy a home is not necessarily when you’re going to get the best deal. You’re more likely to pay closer to list price. Homes are selling faster during that timeframe which tells me it’s a more competitive market, and you’re going to pay more per square foot. So you might want to buy your home before the market gets hot in that April to August timeframe or after. If you’re a seller what this would tell me is that since statistics show that buyers are on the Internet looking at homes about two months before they are actively walking through homes, you want to be getting on the market now because the hot market is coming in April so February is the time to get your house out there, so you’re exposed to all that Internet traffic of people searching for your home. Give us a call and we’ll be happy to go over this more with you, but these statistics hold for Davis and Weber County just like for the State of Utah.
So let’s take a look at some new homes on the market. First up is this very affordable and move-in ready home in Ogden. If you’re looking for something for under $130,000, you want to check this home out. Look how beautifully refinished those floors are. It’s a four-bedroom home with two baths. The basement is finished. It has a two-car carport, a huge deck off the back with a privacy fence backyard and a shed, so you can relax out there and entertain and enjoy time with family and friends. This home is move-in ready and it is out there for you to take a look at today. If you’re looking for a great property in Davis County in a little bit higher price bracket, you might want to check out this five-bedroom, three-bath home that’s over 3,500 square feet on over a half-acre in Kaysville. Look at that kitchen. I just love this kitchen, and it has lots of upper-end finishes. It has a huge master bedroom suite with a jetted tub, so you can just relax away your cares, and you’re just going to have a great time living and entertaining in this great home. Well, that’s it for this week’s market update. If you have any questions or need more information on anything we discussed, or if you need help buying a home, selling a house or investing in real estate, feel free to give us a call, a text, or an email. Until next week, keep living smart.

What Are The Closing Costs To Sell A Utah Home?

This video gives you an explanation of what the closing costs are when selling your property.  This will help you prepare so you’re not surprised at the closing.  Ever wonder what costs are paid by the seller and which are paid by the seller?  Ann covers that too.  Plus get a peek at some new homes on the market in Roy and Liberty (Ogden Valley).

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Video Transcript
Hello everyone! This is Ann Zieve with the Northern Utah Home Team and Keller Williams Success Realty here to give you my weekly market update, and today we’re going to talk about closing costs, but first let’s take a look at the market and then we’ll look at some new homes on the market. Here we have the graph of our rolling market statistics, and as we’re entering into February you can see that the number of new listings is starting to increase, and if you look at where they were a year ago, it’s about at the same point. We had the dip a year ago, and we had the same dip this year, so that’s just a seasonal thing, and when you look at new solds, you can see that those are still depressed, and they were depressed a year ago too. So again, another seasonal dip, but we will expect to see both houses selling and houses getting listed increase in the months ahead, and we can see that price is staying pretty much steady.
Well, let’s take a look at what closing costs are all about for all those sellers and buyers who will be entering the market. So one thing to consider when you are buying or selling a home are closing costs. Sellers are usually aware that they will have to pay a realtor’s commission. However, sometimes they don’t take into account other closing costs they might have, and then they are surprised when they don’t make as much money on the sale of their house as they had expected. Buyers are usually wanting to buy the biggest, nicest home they can with their money. However, if they don’t set aside money to cover closing costs, they will also be surprised at closing. So what are typical closing costs? Well basically they are the cost to pay everyone involved in helping you to sell your house or to buy a home. Realtor commissions are the most well-known closing costs. Also, if a buyer is getting a loan, they are pretty aware that there are going to be loan costs such as origination fees, down payments, points, etc.
Did you also know that the title company that will be closing the cost of the loan and the transaction will also have costs such as recording fees, document prep fees, and other fees? And also title insurance is another closing cost that both sellers and buyers will have. The seller will buy a title insurance policy for the buyer to insure that they are passing clear title, and the buyer, if they are getting the loan, will buy a title insurance policy for their lender to insure that the lender is getting a clear title. So in a buyer’s market when there are more sellers than buyers, it’s pretty typical for buyers to ask the seller to pay for their closing costs, and they seller is usually pretty willing to do so. However, in a seller’s market which we had at the end of the last year where there were more buyers than sellers, sellers are less likely to pay for the buyer’s closing costs, and buyers need to plan accordingly if they want to buy a great home. A knowledgeable realtor can help you anticipate these costs so that you can factor them into your buying and selling plans to make sure you’re not surprised at the end. Contact us for more information and to help you in understanding closing costs.
So let’s take a look at some new homes on the market. First I want to show you this incredible home in Roy. It’s over 8,000 square feet on almost a half-acre. It has a four-car garage, four bedrooms, four bathrooms, three kitchens, six family rooms, a formal dining room, a library, and the list goes on and on; an elevator. It has stained-glass windows. It has a huge master bedroom suite with a loft, and this home is just an incredible home to see if you’re looking for something in Roy in the upper price range. And here’s another wonderful new listing. This one is in Eden. It’s horse property with over 3 acres. It has horse pastures, a barn with electricity, and alfalfa fields. It has a beautiful, redone kitchen that opens up into a huge family room area. There’s four bedrooms in this house as well as three baths and two family rooms and just lots of elbow room inside and out if you’re looking for a great horse property in the Eden Valley among all the mountains and close to all the great recreational activities. So that wraps up this week’s market update. If you have any questions or need more information, give us a call, and we’re happy to help you buy a home, sell a house, or invest in real estate. Until next time, keep living smart.

How Will 2014 Utah Real Estate Compare With 2013?

This Week I Cover…

      • How the 2013 northern Utah real estate market finished up
      • How prices compare to the 2007 peak (you might be surprised!)
      • What will 2014 look like
      • New home for sale in Layton Utah
      • Much more…

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Video Transcript
Hello everyone! This is Ann Zieve with the Keller Williams Success Realty and the Northern Utah Home Team here to give you my weekly market update, and Happy New Year! Happy 2014! We’re in a brand-new year, so everybody is asking how did the market finish at the end of 2013, and that’s what I am going to highlight in today’s market update, and then we’ll look at some new, hot properties on the market. So let’s get started. So first, let’s look at the whole State of Utah. How did the State of Utah do in 2013? And the best way to show you is with this home sales graph. This is showing you three things; median sold price, number of homes listed, and number of homes sold. And as you can see, as of the end of last year, prices had really recovered in the State of Utah overall. We’re almost up to the levels of where we were in 2007. This graph goes back 10 years. So prices really spiked up there in the middle of the year. The number of new listings was way up from where it had been in recent past, and number of solds also was way up. So it looks like Utah as a state overall is on the way to recovery in the market, the real estate market.
Let’s look at Weber and Davis County more specifically, and here’s our home sales graph for Davis County and we can see that it looks a lot like Utah with prices spiking in the second and third quarter of last year at $220, almost as high as where they were back in 2007 at the height of the market. The number of solds way up over past years, and I am sorry, that was the number of listed were up and number of solds also were up with most of the strength being in the middle of the year last year and then dropping off for the holidays as less buyers and sellers were in the market. Let’s take a look at Weber County, and here’s the home sales graph for Weber County. We can also see that there was a strong recovery in prices, although not quite to the level of where it was back in the mid-2007, 2008 timeframe, but the number of new listings, the number of solds also were up in Weber County, and then had dropped off as we went into the holiday time. So the big question everyone is going to be asking is what is going to happen this spring, and you stay tuned here, and I will keep you updated as that starts to develop.
Well, let’s look at some new homes that are on the market because they are starting to hit the market now. Here’s a beautiful, new rambler on the market in Layton. This is a five-bedroom, four-bath with a two-car garage rambler. It’s been very well maintained. It has a great floor plan for living and entertaining. The basement is totally finished. You see the beautiful kitchen there. The backyard is totally privacy-fenced with a huge shed that you can put four ATVs in, and more, and there’s an RV pad, and there’s just so much with this home, you’ll want to check it out before it goes fast. Well, that does it for this week’s market update. Remember, if you have any questions, or need more information as you are getting ready to sell, buy, or invest in real estate, give us a call, text, or email, and we’re here to help you with all your real estate needs. Until next week, keep living smart.

So You Want To Buy A Home – Making Sense of How To Get A Utah Home Loan with Ron Pippin

How to Get The Best Deal on a Utah Home Loan – Guaranteed Rate Lender Ron Pippin

Special Offer: Mention this show and get a $100 Home Depot Gift Card (when you close on your new home with Ron)
Ron Teaches Us…

    • The HUGE difference between a pre-approval and a pre-qualification
    • Does get pre-approved really ding your credit, how much and for how long?
    • How do I get a seller to pay my closing costs?
    • How are interest rates determined?
    • And much more!

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How To Sell A Home in Utah – House Seller’s Guide

This week’s video gives you an overview of what’s in our House Seller’s Guide. Call, text or email for the full guide with great tips to help you get the most money for your property, as fast as possible.

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Video Transcript
Hello everyone! This is Ann Zieve with the Northern Utah Home Team and Keller Williams Success Realty here to give you my weekly market update, and today I am going to give you a real treat because I am going to share with you my smart tips on selling your house. So let’s get started.
If you’re looking to sell your house, you’re probably asking yourself the following questions. What can I expect? How can I attract the most buyers? And, is now the right time to sell? Well, we’re going to talk about these and other questions today. We’ve personally sold over 170 homes since 2002, so we think like sellers, not realtors. We know that selling your house is one of the biggest and most important financial transactions you’ll make. We can help you make the process smooth and quick, and we strive to get you the most money possible from the sale.
Today we’ll go through a few tips, and at the end, I will tell you how to get a copy of our Smart Seller Guide. So why sell now? Well, it is a seller market in many areas in Utah. The demand for well-priced houses in good condition is high, and there are lots of buyers taking advantage of low interest rates and affordable prices. In fact, we’re seeing multiple offers in many situations. The smart seller knows about his competition and his local market. So why would you want to hire a professional like us to sell your house?
Well, our job is to sell your house and negotiate on your behalf. Our number one job is to protect you, and we can do that because we know real estate and we have the experience of over 170 transactions under our belt. One of the biggest parts of our job is to market to buyers and to agents who have buyers. We know what buyers are looking for, and we know how to get your message about your house to them. We have developed a 57 point marketing plan that is second to none. For example, our marketing plan includes aerial photos and videos. Now how many realtors can say that? Your job is to make your house attractive to the buyer, and we could give you pointers that fit your budget, your skills, and your time availability. Price does matter, and we have studied to understand what houses are selling for. We also take into account the influence of other factors like the condition of your house and the competition.
We do all of this to strive to get you the most money for your house. The price we recommend is designed to bring you offers, and when they come, we’re by your side to provide guidance and our experience and knowledge to help you get as much as you can from your house. It takes the average real estate transaction one to two months to close. Now wouldn’t you like someone by your side watching that things are moving smoothly and addressing issues as they come up so you can keep your attention on your family and the other things that need your attention? I think you’re starting to see the advantage of having a professional work for you. We would encourage you to interview multiple realtors. Few will bring the following benefits to you like we will. We have an easy exit listing program that allows you to cancel at any time for any reason.
Our guaranteed sold program says that we’ll sell your house in 59 days or we’ll sell it for free, and our communication guarantee says we’ll touch base with you at least once a week, or you can cancel the listing immediately. We also have a smart seller program that allows you to market the house for sale by owner, while we’re also marketing it, and if you bring the buyer first, you don’t have to pay us a commission. Need more proof that we’re different and better than most realtors? Learn what our clients have said then give us a call, a text or an email, and set up an interview with us to come talk to you about getting your house sold. Now that is smart. Get in touch with us also if you want a copy of this Smart Sellers Guide that I just went through, and remember, we’re here to help you sell your house, buy a house, or invest in real estate. Until next time, keep living smart.

Layton Utah Homes For Sale plus November 2013 Market Update

This Week I Cover…

      • Fun facts about Layton Utah
      • Pictures of homes and condos for sale in Layton Utah
      • History about Layton and Hill AFB
      • Much more…

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Video Transcript
Hello everyone! This is Ann Zieve with the Keller-Williams Success Realty and the Northern Utah Home Team here to give you my weekly market update. And today I have some fun facts for you about Layton, a growing city in the northern part of Davis County, and I also want to give you an update on the market statistics and look at some new homes on the market. So let’s get started.
So here we have our rolling market statistics for Davis and Weber County, and as you can see as we are at the end of November, the beginning of December, the number of new listings continues to go down as do the number of homes sold. Price has pretty much steadied out although it’s slightly higher than where it was a year ago, and overall the market is going into the slow period that we see pretty much every year between the holidays. Well, this is to be expected, and we’ll watch for it to pick up in January.
Now, let’s learn a little bit about Layton. As we said, Layton is located in the northern part of Davis County, and it was unincorporated until 1920 when it officially became a city. The city was named after Christopher Layton, a prominent businessman, pioneer, and LDS church leader and farmer, and today Layton is a rapidly growing community of over 70,000 citizens. It has become the most heavily populated city in Davis County. Pell Air Force Base is the major employer in the city and has played a major role in the growth of the city, and Layton has become an important shopping and business center in the area. Citizens of Layton enjoy living near the mountains and the closeness of skiing and other recreational areas.
Well, let’s take a look at some properties on the market in Layton. First up we have this beautiful condo that’s located in a popular East Layton neighborhood. You can see it has a two-car garage. It also has five bedrooms and three baths. It’s over 3,100 square feet, and it’s beautifully updated with a lo tof modern finishes and it’s very clean. It was built in 2001. So it has a nice, modern, open floor plan. It does have a master bedroom and laundry room on the main floor, so it allows for single-level living. It also has a totally finished basement if you care to use that space. It is, also has a kitchenette in the basement, so there’s lots of things here for you and your family to enjoy.
Here’s another popular home in the Layton area in the popular Diamond Hills area. It’s a little bit more affordable. This home is a three-bedroom, one-bath home. It has a beautiful covered deck there off the kitchen. It also has a one-car garage, central air-conditioning, a fenced back yard, and it has been well-maintained, and it’s ready for you to move right in. Well, that wraps up this week’s market update. Feel free to give us a call, a text, or an email. If you have any questions or need any help from us to help you buy a home, sell a house, or invest in real estate. Until next week, keep living smart.

How Seller Disclosures Protect Buyers And Sellers; Plus Thanksgiving Real Estate Market Update

What Should a Buyer Do with Seller Disclosures

This Week I Cover…

    • How the seller disclosures can protect a buyer and a seller after closing
    • What all the different sections of the seller disclosures are
    • New homes on market in Ogden Valley
    • Much more…

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Video Transcript
Hello everyone! This is Ann Zieve with the Keller Williams Success Realty and the Northern Utah Home Team here to give you my weekly market update, and this week we’re going to talk about why sellers disclosures are your best protection against problems after a closing. But first let’s take a look at some market statistics, and then we’ll take a look at some new homes on the market.
Well as we’re approaching Thanksgiving, we take a look at our rolling market statistics and we can see that our market is flattening out. Many things are pretty much coming to a plateau and in some instances like price, they are almost back to the levels where they were a year ago. We can see the days on market has pretty much leveled off as has the number of total listings and inventory on the market. So this is all to be expected this time of year as sign that we’re approaching our holiday slowdown soon, but it’s still a great time to buy or sell a home. There’s still buyers and sellers out there. So take advantage of less competition and get out there and make a deal.
Well, let’s talk about an important tool when you’re making deals. So a seller’s property condition disclosure is the form that a seller fills out to tell about all the problems past and present that they know with the property, and this is required by law because right here we have instructions that the seller is obligated under law regardless of occupancy to disclose to buyers defects in the property and facts known to sellers that materially and adversely affect the use or value of the property that cannot be discovered by a reasonable inspection by an ordinary, prudent buyer.
So this is the way that a seller can prevent a buyer from coming back later and saying, “You didn’t tell us about such and such,” because if it’s on this form, they were told, and this is they buyer’s way of knowing problems with the property that they might not be able to find out otherwise from just an inspection. This form is going to give you great information about ownership and occupancy status. This is especially important if you’re buying a short sale or a foreclosure or a rental property. It’s going to tell you about remodels, use of the property, information about the roof, utilities, heating and cooling, appliances, equipment, fireplaces, interior, exterior, pests, structure boundaries, electrical, mold, moisture problems, hazardous conditions, Homeowner’s Associations, assessments, insurance, and then the seller signs at the end that it’s to the best of their knowledge, and the buyer also has to sign every page to show that they did receive it so they can’t come back later and say they didn’t know about it. So this is definitely a form whether you’re a seller or a buyer that you’re going to want to get your hands on and fill it out and read it and sign it and hold onto it because this is your best protection from the other party coming back later and saying that there is a problem they didn’t know about.
So let’s take a look at some homes on the market. I am really excited about this new home on the market in the Ogden Valley. It overlooks Pine View Reservoir, and just take a quick look at this stunning with a three-car garage, and the tremendous entryway, and inside you’re going to find incredible finishes and five bedrooms, four baths, 5,000 square feet of entertaining and living space, balconies all around, a beautiful gourmet kitchen and just the list of features go on and on and on and great views of the Ogden Valley and the Pine View Reservoir. This home is listed at $925,000, so it’s not going to fit into everybody’s budget, but it sure is pretty to look at, and if that is something that would be in your budget, get a hold of us and we’ll get you more information.
Well, that wraps up this week’s market update. If you have any questions, feel free to give us a call, a text, or an email, and we’ll be happy to help you buy a home, sell your house, or invest in real estate. Until next week, keep living smart!

How To Save Money On Insurance in Utah

How to Make Sure You Don’t Loss Everything over Something That’s Not Even Your Fault- Allstate Agent Brian Weller

Special Offer: Mention this show and get a $10 Gift Card When Requesting Your Next Free Quote
Brian Teaches Us…

  • How to save money on insurance each year
  • The main purpose of insurance
  • Why your neighbor pays less for his insurance than you do
  • Why the insurance for your teenage driver is so high
  • How the cost of insurance is determined
  • And Much More…

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How To Sell My Utah Home Fast

Secrets to Selling Your House for the Most Money in the Shortest Time – Interior Designer Carol Fallon

Carol Teaches Us…

  • Staying for a few years and don’t want your kitchen to be dated?  Here are some great tips.
  • Tips for doing a little to increase curb appeal a lot (got to get them in the door, right?)
  • Her 3 biggest bang-for-the-buck tips to do inside (less buck than you think)
  • What to de-clutter (and why) and where to put your stuff.
  • What to do about pet smells.
  • And Much More…

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