How To Buy A Home In Utah – Home Buyer’s Guide
This week’s video gives you an overview of what’s in our Home Buyer’s Guide. Call, text or email for the full guide with great tips to help you get find the right home for the best price possible.
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Video Transcript
Hi everyone! This is Ann Zieve with the Northern Utah Home Team and Keller Williams Success Realty here to give you my weekly market update, and today I have a real treat for you because we’re going to talk about smart tips for buying homes. If you’re thinking about buying a home, you might be asking, “Am I ready to buy? Where can I find help to find the right home? And how’s the market?”
Well, we’re going to answer all these and more questions today. We have bought over 170 homes since 2002. In that time, we’ve learned how to successfully navigate the home buying process. Today we’ll hit some of the highlights of our experience, and at the end we’ll tell you how you can get the whole, informative home buying guide that we referred to in this blog. Owning your own home is still one of the top American dreams. It’s a statement of personal freedom and financial strength. In fact for many, buying a home is the most significant investment of their lifetime.
So why buy now? Well, mortgage rates remain low. However they won’t stay that way forever. This is the only thing outside your control. You can increase your income by working more. You can even affect your debt levels by what you choose to pay off and what you buy, and the price of the home based on where you buy and the condition of the home you buy, but interest rates is the one thing you cannot control, and every one percent change in the interest rate is a 10% change in your home price.
Now we all understand that inflation has caused the cost of things to go up. However, the principle and interest payment on a mortgage still remains close to what it was back in 1989, making a home a very affordable thing for most people. So where do you start? You start by figuring out how much you can afford. The best way is to talk to a lender and get pre-approved. This is smart and easy because it’s often just a quick phone call to a lender to get the process rolling. It costs you no money and helps you to learn up front the issues that may need to be addressed before you can finance a home.
Being pre-approved also allows you to move quicker when you find the home that you love, and also makes the seller take your offer more serious when you make one. We can send you a list of recommended lenders. Many of these also offer credit repair services if you need help with that. Now that you know what you can afford to buy, it’s time to figure out what you want and what you need. There’s lots of factors to consider, and we’re happy to sit down with you and figure out what is going to be right for you based on your goals. We know everybody’s goals are different and then the house that’s going to meet those goals is also different. So that’s why sit down and individually come up with a plan for you.
You see you don’t have to buy a home alone. We can help. Your job is to see how the home stacks up to your wants and needs, and our job is to help you find the home and let you know how it compares to the competition. I can provide information on the market and answer questions so you get the right home at the right price. Our job is also to get you the best deal possible. Our buyer average 5% savings compared to working with the average agent. Buying a home is about more than looking at homes on the Internet or even walking through them. I can help you make the offer at the right price. I can advise you to make an offer they can’t refuse. I can advise you on what to ask in the offer such as a home warranty and what to do if you end up in a multiple offer situation.
Did you know that most transactions take one to two months to close? Wouldn’t you like to have someone to help you through those days and with all the many steps that are involved?
I can help with appraisals and inspections and all the other steps in the home buying process, and in case you didn’t know, our help costs you nothing because the seller pays us. So you get our negotiating skills for your benefit for free. If you work with the agent who has the home listed, that agent’s job is to get the highest price for the seller. Wouldn’t you rather have someone working for you? Working with us also minimizes the chance that you would buy the wrong home. We take the risk out of the home buying process by our love it or leave it program that allows you to sell your house within the first three months with us for free. You see our main job is to protect you and educate you, not just sell you a home. This overview is a start. Contact us for the complete report and to get started on buying your next home. You can call, email, or text us and we’re here to help you. Until next time, keep living smart.
Well, we’re going to answer all these and more questions today. We have bought over 170 homes since 2002. In that time, we’ve learned how to successfully navigate the home buying process. Today we’ll hit some of the highlights of our experience, and at the end we’ll tell you how you can get the whole, informative home buying guide that we referred to in this blog. Owning your own home is still one of the top American dreams. It’s a statement of personal freedom and financial strength. In fact for many, buying a home is the most significant investment of their lifetime.
So why buy now? Well, mortgage rates remain low. However they won’t stay that way forever. This is the only thing outside your control. You can increase your income by working more. You can even affect your debt levels by what you choose to pay off and what you buy, and the price of the home based on where you buy and the condition of the home you buy, but interest rates is the one thing you cannot control, and every one percent change in the interest rate is a 10% change in your home price.
Now we all understand that inflation has caused the cost of things to go up. However, the principle and interest payment on a mortgage still remains close to what it was back in 1989, making a home a very affordable thing for most people. So where do you start? You start by figuring out how much you can afford. The best way is to talk to a lender and get pre-approved. This is smart and easy because it’s often just a quick phone call to a lender to get the process rolling. It costs you no money and helps you to learn up front the issues that may need to be addressed before you can finance a home.
Being pre-approved also allows you to move quicker when you find the home that you love, and also makes the seller take your offer more serious when you make one. We can send you a list of recommended lenders. Many of these also offer credit repair services if you need help with that. Now that you know what you can afford to buy, it’s time to figure out what you want and what you need. There’s lots of factors to consider, and we’re happy to sit down with you and figure out what is going to be right for you based on your goals. We know everybody’s goals are different and then the house that’s going to meet those goals is also different. So that’s why sit down and individually come up with a plan for you.
You see you don’t have to buy a home alone. We can help. Your job is to see how the home stacks up to your wants and needs, and our job is to help you find the home and let you know how it compares to the competition. I can provide information on the market and answer questions so you get the right home at the right price. Our job is also to get you the best deal possible. Our buyer average 5% savings compared to working with the average agent. Buying a home is about more than looking at homes on the Internet or even walking through them. I can help you make the offer at the right price. I can advise you to make an offer they can’t refuse. I can advise you on what to ask in the offer such as a home warranty and what to do if you end up in a multiple offer situation.
Did you know that most transactions take one to two months to close? Wouldn’t you like to have someone to help you through those days and with all the many steps that are involved?
I can help with appraisals and inspections and all the other steps in the home buying process, and in case you didn’t know, our help costs you nothing because the seller pays us. So you get our negotiating skills for your benefit for free. If you work with the agent who has the home listed, that agent’s job is to get the highest price for the seller. Wouldn’t you rather have someone working for you? Working with us also minimizes the chance that you would buy the wrong home. We take the risk out of the home buying process by our love it or leave it program that allows you to sell your house within the first three months with us for free. You see our main job is to protect you and educate you, not just sell you a home. This overview is a start. Contact us for the complete report and to get started on buying your next home. You can call, email, or text us and we’re here to help you. Until next time, keep living smart.