Author Archives: IF This Then That

If you’re considering selling your home in the near future, you may be interested in giving it a little facelift to improve its value. Here are the top improvements you can make yourself without breaking the bank: Paint neutral colors throughout- this helps buyers envision their personal touch on the space! Modernize your light fixtures- light fixtures can be a lower-cost way to really update a space! Add a living area to your backyard- a simple patio upgrade can make your home feel so much more welcoming and livable! Install smart home devices- These range in cost, but for example, a smart thermostat really emphasizes the updated nature of a home.

Posted on by March 22, 2022

If you’re considering selling your home in the near future, you may be interested in giving it a little facelift to improve its value. Here are the top improvements you can make yourself without breaking the bank: Paint neutral colors … Continue reading →

We donate 4% of our Profit to a Utah No-Kill Shelter of YOUR Choice. Here’s what’s happening at one of the organizations we and our clients donate to. Each time you hire us or refer us, you help bring the Utah No-Kill vision closer to reality – so thank you!

Posted on by March 19, 2022

We donate 4% of our Profit to a Utah No-Kill Shelter of YOUR Choice. Here’s what’s happening at one of the organizations we and our clients donate to. Each time you hire us or refer us, you help bring the … Continue reading →

Do you know your DTI? Your debt-to-income ratio is the percent of your monthly gross income that goes to debt repayments. For example, if you make $10k per month, have a $500 student loan repayment, $500 car payment, and $2000 mortgage, your total debt obligation is $3000/month- 30%. Why is this number important? Your debt-to-income ration can affect the choices lenders make when you apply for new lines of credit, like a mortgage. The magic number to stay below? 43%- that’s the level where it will be more difficult for mortgage providers to lend to you.

Posted on by March 16, 2022

Do you know your DTI? Your debt-to-income ratio is the percent of your monthly gross income that goes to debt repayments. For example, if you make $10k per month, have a $500 student loan repayment, $500 car payment, and $2000 … Continue reading →

Home Hack: Do you have water stains on your shower glass? You may already have the perfect cleaning tool right there in your bathroom! Apply shaving cream to the stains, let it sit for about 15 minutes, and then wipe it off your glass will be shiny and clean!

Posted on by March 15, 2022

Home Hack: Do you have water stains on your shower glass? You may already have the perfect cleaning tool right there in your bathroom! Apply shaving cream to the stains, let it sit for about 15 minutes, and then wipe … Continue reading →